1.0Vibizmedia.comhttps://www.vibizmedia.comFadjar Ari Dewantohttps://www.vibizmedia.com/index.php/author/fadjar/rich600338<blockquote class="wp-embedded-content" data-secret="lxOHdXSa2z"><a href="https://www.vibizmedia.com/index.php/2026/06/16/dua-dekade-microfinance-dan-realitasnya/">Dua Dekade Microfinance dan Realitasnya</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.vibizmedia.com/index.php/2026/06/16/dua-dekade-microfinance-dan-realitasnya/embed/#?secret=lxOHdXSa2z" width="600" height="338" title="“Dua Dekade Microfinance dan Realitasnya” — Vibizmedia.com" data-secret="lxOHdXSa2z" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script type="text/javascript"> /*! This file is auto-generated */ !function(c,l){"use strict";var e=!1,o=!1;if(l.querySelector)if(c.addEventListener)e=!0;if(c.wp=c.wp||{},c.wp.receiveEmbedMessage);else if(c.wp.receiveEmbedMessage=function(e){var t=e.data;if(!t);else if(!(t.secret||t.message||t.value));else if(/[^a-zA-Z0-9]/.test(t.secret));else{for(var r,s,a,i=l.querySelectorAll('iframe[data-secret="'+t.secret+'"]'),n=l.querySelectorAll('blockquote[data-secret="'+t.secret+'"]'),o=0;o<n.length;o++)n[o].style.display="none";for(o=0;o<i.length;o++)if(r=i[o],e.source!==r.contentWindow);else{if(r.removeAttribute("style"),"height"===t.message){if(1e3<(s=parseInt(t.value,10)))s=1e3;else if(~~s<200)s=200;r.height=s}if("link"===t.message)if(s=l.createElement("a"),a=l.createElement("a"),s.href=r.getAttribute("src"),a.href=t.value,a.host===s.host)if(l.activeElement===r)c.top.location.href=t.value}}},e)c.addEventListener("message",c.wp.receiveEmbedMessage,!1),l.addEventListener("DOMContentLoaded",t,!1),c.addEventListener("load",t,!1);function t(){if(o);else{o=!0;for(var e,t,r,s=-1!==navigator.appVersion.indexOf("MSIE 10"),a=!!navigator.userAgent.match(/Trident.*rv:11\./),i=l.querySelectorAll("iframe.wp-embedded-content"),n=0;n<i.length;n++){if(!(r=(t=i[n]).getAttribute("data-secret")))r=Math.random().toString(36).substr(2,10),t.src+="#?secret="+r,t.setAttribute("data-secret",r);if(s||a)(e=t.cloneNode(!0)).removeAttribute("security"),t.parentNode.replaceChild(e,t);t.contentWindow.postMessage({message:"ready",secret:r},"*")}}}}(window,document); </script> https://www.vibizmedia.com/wp-content/uploads/2026/03/Kerajinan-Furniture-dan-Dekorasi-Kayu-Jepara-Jawa-Tengah-Indonesia-Foto-Agustinus-Purba-Vibizmedia.jpg1280524(Vibizmedia-Kolom) Di Indonesia, konsep microfinance berkembang melalui berbagai jalur, mulai dari koperasi simpan pinjam, lembaga keuangan mikro, Bank Perkreditan Rakyat (BPR), hingga program kredit yang didukung pemerintah seperti Kredit Usaha Rakyat (KUR). Berbeda dengan banyak negara berkembang lain yang mengandalkan lembaga swasta, peran pemerintah dan perbankan nasional dalam pembiayaan usaha mikro relatif lebih besar. Tujuannya […]